James V. Hecker

James Hecker, was and is great, he know what he's doing, he kept me informed throughout the process and deliver way before the actual closing date. I do recommend him. Thank you James

Where do I start? When we first contacted James regarding equity financing, our first impression was impressed. I personally have had many years in the Mortgage Banking industry and was aware of most of the processes. James was amazing as there was a hurdle to jump and as we were concerned of the timing of things, James was calm throughout the process, very compassionate keeping us focused on the end results. James is extremely knowledgeable, a consummate professional. He exceeded our wildest expectations in every way, shape and form. I would recommend James for any financial situations.

It was a true pleasure working with James Hecker. His communication was consistent and proactive throughout the entire transaction, keeping everyone informed and on track. From start to finish, the process was smooth, efficient, and stress-free for our client—and we closed right on time. James is the kind of lender every agent hopes to work with. I highly recommend him and look forward to working together again.

If you are looking for a trust worthy and absolutely amazing Mortgage Advisor, James Hecker is your to-go person without a doubt- resourceful, patient, approachable, knowledgeable! He made my journey so very smooth, consulting me as needed and taking extra steps and time to ensured I felt supported, educated and ready every step of the way. He took suck a very kind extra step to send me video messages instead of just texting to make our interactions clearer and more personable. We had our update meetings over the phone every Friday without failing! I cannot stress enough how important it is to find someone in this process who you can absolutely trust, that understands your financial situation and goals. I recommend James Hecker to any serios buyer. Please be considerate of his time. He is extremely professional and a busy, good-hearted fellow, and the time he will spend with you one-on-one will be precious! So choose wisely and allow him to make your dream of becoming a homeowner come true!!! In other words, James Hecker, best Mortgage Advisor in the area!

it was efficient. James was thorough and kept me informed throughout the process. He was excellent

James is a true professional in every sense of the word. His constant communication throughout the entire transaction was phenomenal and gave us peace of mind every step of the way. He not only made the process easy and seamless, he was able to close the loan much earlier than expected! He has earned my business for future transaction!

My husband and I have purchased 7 other homes in our past. This was by far the best experience with James. He was very helpful especially in those stressful times. He always called when he said he would. He kept us updated every step of the way. I would recommend him th anyone buying a home

James it's definitely a professional. Very smooth transaction. Always kept everyone updated. No one never had a question where we were in the transaction. I have him my radar as a lender to work with.

All the best,
Tai

Very Helpful, Supportive and Informative. It's stress free to work with James Hecker.

James was incredibly helpful and beyond knowledgeable. He worked all the avenues because our buy was a weird one. He was knowledgeable about VA, USAD, and all types of traditional loans. He was clear about what we could get approved for, which was much higher than we wanted to go, and talked us through whether or not we would actually be comfortable number. If you need someone who knows all the things and is a human so will treat you as such James Hecker is your man! We will definitely be using him for our next buy!!

James is the absolutely best his knowledge spans from VA, USDA, nad every other type of traditional loan. He will treat you like a human. He will let you know how much you get approved for and have a real conversation on whether or not that number is a comfortable number for how much of your life will be going to your payments.

Working with James V. Hecker was an absolute game-changer in securing our dream property. His expertise with timelines is truly remarkable; he navigated our loan process with exceptional due diligence from start to finish. We faced a particularly challenging situation with a lengthy escrow due to the remote location of our property, making inspections difficult to schedule. James, however, took immediate initiative and got things moving. Honestly, without his drive and foresight, we would not have met the several crucial deadlines. James is the definition of professionalism, but he also brings a genuine understanding of the human condition to his work. He made communication effortless, utilizing telephone, text, email, and secure links to keep things as streamlined as possible. He promptly provided clear numerical breakdowns for all our options and consistently prioritized our best interests. As veterans, my wife and I appreciated his thorough exploration of all available avenues, which resulted in us securing a great rate. I wholeheartedly recommend James V. Hecker to anyone seeking a dedicated and highly competent mortgage advisor.

James Hecker is the literal best of the best. I have never been so impressed by the amount of knowledge and professionalism that has been bestowed upon me concerning real estate. James has a production rate that is difficult to comprehend. This man can run the numbers for every single option available to you so efficiently that it is mind blowing. He is more than just numbers though, as he will always put your best interest first. I felt like I had a force of nature behind me when trying to buy a secondary home. He worked through every option available for my wife, myself and the property itself to find the best deal. I almost felt guilty using James for my small property purchase, because the amount of work he did for me was almost a waste of his time. This man has the knowledge, experience and dedication to handle any kind of deal. I honestly felt like meeting James was a blessing in my life as I do not know if I could purchased my retirement property with anyone else as my financial situation was not exuberant. He works well with veterans and has an immense respect for them. I couldn't recommend another Mortgage Advisor.

We recently had James assist us with a refinance and can't say enough about how hard he worked to get us through the process. We highly recommend him if you are planning on applying for a mortgage or a refinance!

As an agent, I prefer sending my clients to James and home lending do to his exceptional customer service. My clients are longer term as part of my referral business and James is key to happy clients. Highly recommended.

James was fantastic to work with in every regard. He kept all parties informed throughout the deal and educated the client on the loan and escrow process with informative videos. I confidently refer my clients to James knowing they are being well cared for. He uses his experience and expertise to match my clients with the best products at competitive rates, while keeping customer service first and foremost. If you're looking for a lender who is knowledgeable, attentive, and genuinely cares about your home-buying journey, I highly recommend James Hecker!

James was amazing to work with. As a selling agent you are in the dark a lot of times as to what is happening with a buyers loan. James was so good to call every week and give an update on the status of the loan. I always knew what was going on. He’s been in the business a long time and he does his job well. I highly recommend him!

I am Rita Mirzaian, a real estate broker working in the Los Angeles area. I have known Mr. James V. Hecker for the past 20 years. I have worked with many people over the course of my career; James V. Hecker is an individual who stands out. My first experience with James’ expertise came during one of my listings. He was the buyer’s loan officer. I was immediately impressed with James deep understanding of the lending process, Knowledge and skills. He was able to guide his client through the process and helped his client to close the transaction on time. I have had the opportunity to work with him on several loan applications. He has consistently demonstrated an ability to rise to any challenges. James’ is a highly skilled loan officer with deep knowledge of lending processes, he is detailed orientated, he has a unique way of making his clients feel at ease, even when he is working with complex transactions. He always delivers what he promises to his clients regarding the loan rates and terms. James V. Hecker is reliable and easy to work with him. He has helped my clients, friends, and family members to achieve their financial goals.

James takes care of his clients by keeping their best interests in mind THE ENTIRE PROCESS! He is a great communicator with the agent and the client(s) and his follow through is impeccable! He is truly there to serve the client.

James was very helpful throughout the entire process. He answered any questions I had in a timely manner with great detail. He kept us updated throughout the process to make sure everything was on track and had no set backs.

As a first time home buyer , I was new to the process and different options when considering mortgage loans. James Hecker was a call away during the entire process. He is very knowledgeable and takes time to understand his clients and provide professional advice. Mr. Hecker is very efficient and is great at communicating updates in real time. It was a pleasure to work with him, and we would again!

James was exactly what was promised when our client accepted the Buyer's offer and James Hecker was the Buyer's Mortgage Advisor. James kept us informed of all the loan milestones through the escrow / sales process. We closed escrow on time and our client really appreciated the smooth and drama free transaction. Thank you James for your professionalism and dedicated work.

James and I worked on my first home loan in 2013. I had tried to use another mortgage advisor through my credit union, but the lack of any kind of assistance made me look elsewhere and my real estate agent connected me with James. And I’ve never looked back. James was phenomenal then and he was phenomenal now while working on my next home loan. In the interim he handled my re-finance of my first home. James is so helpful, knowledgeable, genuinely friendly, and professional. He truly cares about you and your goals. After working with him on my first home loan I knew I never wanted to work with anyone else. For my second home we had a 25-day escrow and James worked hard to close on time, which we did. He worked with my real estate consultant, with escrow, with my insurance agent as well as with me to make it happen. He secured for me a competitive rate. He kept me updated throughout the process and answered any questions I had. I recommend James to everyone. He is remarkable.

I recently had the pleasure of working with James who left me thoroughly impressed. From the outset, his exceptional speed and efficiency caught my attention. James wasted no time in processing my clients application and ensuring that every step of the process was completed swiftly.
What truly set this loan broker apart was his top-notch communication skills. James kept me informed at every stage, promptly answering all of my questions and addressing any concerns I had. This level of transparency and responsiveness greatly reassured my client. The entire process was smooth and stress-free.
Furthermore, I was pleasantly surprised by how James exceeded my expectations.In conclusion, I wholeheartedly recommend James to anyone in need of financial assistance

James was a pleasure to work with, and always impressed me with his knowledge of the home buying process as well as his accessibility. I would definitely work with James and his team in the future!

Had a great experience with James being that I was the listing agent his weekly update report for the buyers loan was very nice

James Hecker was wonderful to work with! He was the Easy part of the Escrow. He works proactively always a step ahead so that we close on time. He is very attentive, knowledgeable and communicates clearly.
He is personable and a real pleasure to do business with.

James is awesome! He put up with a lot with all the issues we had and he kept calm the whole time. James answered all the questions I had in simple terminology and the job got done. He's a great guy and anyone would be lucky to have him working for them.

This was our second time working with James, the first time a refi, this time a new home mortgage. James once again did a fantastic job. Not only was he able to foresee all that was necessary to ensure a smooth process, he was outgoing and communicative with all parties involved. He also checks in every Friday for updates. You can't ask for anything more, he truly cares, and has been in this business long enough to prove it.

It was great working with James. He really helped guide us through the process. Took the time to understand what we needed & presented us with options along with the pros & cons of each option. I learned so much and will definitely be going back to James again! Thank you so much James!

James Hecker is a great guy to work with and made the entire process easy and effortless. He explained everything and made it easy to understand. Was always there when I had questions and had the answers.. Talking with him on the phone he sounded as excited and up beat as I was through the entire process about getting the loan approved for my new home. I felt very good about having James by my side keeping me updated as we went through the process. . Excellent service!

Loan process was extremely smooth and quick. James explained each step of the process completely and was always available for questions.

It was a great experience working with James. His regular updates were so helpful. He kept the whole process on track without skipping a beat! We ended up coming escrow a week early.
Thank you James for everything!
Look forward to working with you again!

James was extremely helpful and provided guidance throughout the process. Everything was easy and fast as the application process is online. James is very knowledgeable and was able to get us a great rate. I would highly recommend James and would definitely us him again.

Very informative and knowledgeable

Yes, James was professional and patient during the process.
Thank You!

Very fast and easy transaction. I definitely recommend James he is very helpful and dedicated.

It was a real pleasure meeting with James from day one. our working together was prompted by a cooperating selling agent, and I was the Listing agent. . However, he kept his promises to keeping me updated on the file by way of phone call and email each week, He answered my calls and when I reached out to him for additional information he was always a pleasant person to talk to and provided a lot of knowledge in his field.. Although the length of time James and I have met has not been a long time, I will continue to keep him in my network. He demonstrates a friendly positive attitude, professional work ethics and service to his customers. Much appreciated!

.

We had a great experience working with Mr. Hecker.

HIs knowledge, professionalism, positivism, and overall service made the loan process a very smooth process.

We are thankful for his assistance.

I have had the pleasure of having James Hecker help me with more than one re-finance effort. He is absolutely WONDERFUL to work with!! James has made the re-finance process completely effortless. Besides being very efficient and constantly keeping his clients appraised of every step of the process I have found James Hecker to be straight forward and genuinely concerned about his client's welfare. I would most definitely recommend James Hecker to anyone looking for the right person to handle your mortgage loan needs. You will not be disappointed!

James Hecker is very knowledgeable answered all are questions and was available at all times Great service

James was exceptional in his service and provided prompt updates and closed the loan well in advance of the required time. A real pleasure to work with. I would recommend him to anyone in need of a loan. Keep up the great work James.

James was fantastic to work with. As a first time home buyer he explained every step of the process. His follow up was incredible and even answered my late night questions. He beat out other lender quotes I received and secured the best deal. I have and will continue to recommend him to others.

James takes care of his clients by keeping their best interests in mind THE ENTIRE PROCESS! He is a great communicator and his follow through is impeccable!

James is an outstanding person to work with. He very knowledgeable about the entire real estate buying and selling process and can help walk you through any problems that may arise during the loan process. He is invaluable in this process and would recommend him to anyone. Fantastic job James!

What a wonderful experience I’ve had working with James Hecker. I just finished my 4th house transaction with him and as usual he was professional, thorough, polite, all the qualities you hope to find when dealing with such an important issue. I do not hesitate telling everyone that working with James has been a total pleasure!! He will not disappoint you!

James was amazing! This was our first home, and he made the process easy and painless. He also worked really hard to get us a great deal! He was very efficient and was quick to answer any phone calls or emails. We also loved the videos he sent along the way to celebrate. Highly recommend working with him!

James was amazing! This was our first home, and he made the process easy and painless. He also worked hard to get us a great deal! He was very efficient and was quick to answer any phone calls or emails. We also loved the videos he sent along the way to celebrate. Highly recommend working with him! Thank you James! - Rebekah & Brandon

James is great! He got us a really good rate and walked us through the process so it was very smooth and quick. Communication throughout was great, I especially appreciate the weekly checkins, a nice personal touch. Very much available for any questions and accommodating to contractors working in the industry. Will definitely return for future business!

Amazing! We closed in less than a month after beginning the process! James was friendly, professional, personable, and kind. He helped us each step of the way and was able to answer any questions we had regarding our refi. We would definitely refer him to anyone looking to refinance and would absolutely use his services in the future if needed.

Best experience ever hands down. James helped me out 13 years ago with my first home loan and again just recently as well, both times very professional on time and on top of it. No headaches whatsoever and made the home loan experience very pleasant and not stressful at all. Would recommend James to anyone and everyone in the market for a refi or new first time loan.

James was one of the best lenders I’ve had the pleasure to work with. He was efficient and updated everyone involved weekly. It was an extremely smooth transaction and I would definitely recommend him as a lender!

Being a first time home buyer can be a challenging experience. James answered all my questions and offered me great advice along the way! He has gone above and beyond to make sure I was happy with the services that I've received!

James, Spoils one. Not only the real estate agent [myself] but the Buyer.
If you connect with him for your purchase I promise you that you will not be disappointed. You will be informed what is happening with the purchase and what will be happening.

James was wonderful to work with, his level of communication is impressive. I highly recommend him.

James Hecker guided us through two mortgage refinancing processes and with both of them we were very pleased with the care that he took, the guidance that he provided, the low interest rates that he was able to find, and the follow-up that he provided. My wife and I highly recommend him if you are thinking about refinancing your home.

James is the best. Super easy to work with, very professional, knows the mortgage game inside and out so was able to provide me with spot on advise. He has great communication. He touched base with me all throughout the process - even when we were just waiting for various things to happen he'd call to touch base. I always felt like I knew what was happening and I really appreciated that. And bonus...he got me a great rate. James gets my absolute highest recommendation!

Loan application process went smoothly. Received updates every couple of days. Great experience. Would highly recommend.

Jim Hecker is the consummate professional exceeding expectations at every step in the home refinance process. He is personable and genuinely cares about attaining just the right loan for his clients. Having known Jim for several years and utilizing his services on more than one occasion over the years, Jim has repeatedly proven to be an honest man with incredible integrity and industry knowledge. He has certainly earned my trust which is why we continue to seek him out when the need for home financing arises. Thank you, Jim!

My wife and I have worked with James for over 10 years. He has done multiple re-fi’s for us and each experience was easy and stress free. His attention to detail, thoroughness, and wonderful demeanor makes what can be a tedious process a breeze. Can’t recommend James highly enough!

We had the pleasure of choosing and working with James Hecker as our Certified Mortgage Planning Specialist to guide us through our home re-finance. Since we haven’t done a re-finance for at least 10 years, we were a bit new to the process again. James walked us through the Title and Escrow process, started with the best rate, and worked with us identifying the informational requirements needed as we went through the underwriting process. During that time, the interest rate actually went down, and James was there to help us re-secure even a better rate as we went through the funding process. Once we funded, James was still there guiding us through the close and the County recording process. We are very happy we chose James to help us through our re-finance. He is absolutely thorough, an expert in his field, and his communication and follow-through are second to none. We highly recommend James Hecker!

James was a pleasure to work with! We highly recommend him to anyone refinancing. He made everything move so smoothly.

James was very friendly and professional. He walked me through the process of refinancing and made it easy for me. I will definitely, and already have, recommend him to my family and friends.

It was incredible working with James. His genuine care for my wife and I during such a stressful process of obtaining a purchase loan made the experience so much easier. He was tentative to our needs as well as professional and knowledgeable. I would recommend him to anyone. In fact, I have.

James is truly a pleasure to work with! Our paths kept crossing over the years and in hindsight, I wish I had been working with him all along. I guess I was swayed by others' promises of professionalism, constant communication, and hands-on personal client care that never materialized until I found James! Working with James Hecker gives me complete confidence that I will get a truly professional first and foremost, an honest upfront assessment, clear & constant communication, and outstanding client care, and someone who actually educates each client through the ups and downs of the loan process. A professional who will go over and above the call of duty to get what the client needs. My Real Estate business depends on client satisfaction from me and my team and James Hecker makes for a perfect partnering which ultimately makes my real estate clients very happy. Early on, I realized and appreciated what a “Gem” James is and concluded that I do not want to work with any other lender. I am not as eloquent as some maybe with my words, so I have comprised a list instead of some of James Hecker’s qualities which best describe him for you to understand: • Is a kind, caring, sincere person • Is meticulous with details • Consistently achieves optimal outcomes • Exceeds the norm • Attains results through positive actions • Demonstrates a high level of competency • Utilizes a variety of analytical techniques to problem solve • Is highly respected by peers for sharing concerns, problems, and opportunities • Always provides support and guidance, which inspires voluntary support by others • Outstanding communication, clearly, effectively, and concisely that achieve results • Encourages open communication to achieve mutual understandings • Is an empathetic listener, avoids communication breakdowns • Responds quickly to all oral and written communications • Demonstrates a high level of expertise, uses abilities to the fullest • Continuously sharpens and updates skills • Is uniquely qualified • Outstanding Client Care and follow-up skills • Is cooperative and open-minded in working with others. • Very respectful builds cooperation and confidence • Provides creative strategies and valuable insight • Is clever and imaginative when confronted with obstacles • Takes decisive action based on well-documented facts, • Weighs numerous scenarios before making decisions • Can be relied upon to meet schedules and deadlines, • Fully accepts responsibility for actions • Utilizes all available resources to achieve results • Can be counted on to achieve results in an emergency • Displays ingenuity in anticipating and meeting unexpected situations • Is a solution seeker, takes the initiative in solving problems, • isn’t afraid to get his hands dirty, Amazing team player • Has excellent “real world” experience • Exercises sound judgment on behalf of others • Possesses an invaluable source of knowledge • Is a trusted inspirational leader, mentor, and coach • Displays a high degree of honesty, loyalty, and integrity • Is a powerful asset to any team or organization • Proactively manages each transaction • Provides undivided attention to each client • Has common sense • Strongly motivated to achieve optimal results, displays a sustained commitment • Excels in negotiating fair resolutions • Shows finesse in situations of stress, keeps calm, and • a constant professional under the toughest circumstances • Conveys sincere appreciation at every opportunity • Active participant • Takes Constructive feedback James, Thank you for being a remarkable human being, who inspires all and I feel very privileged to be working with you, now and in the future!

Perfect transaction, kept me well informed, closed on time, would do business with again!

What a great experience! James is so attentive to detail and communicates everything so well and in a timely manner. This was an extremely smooth process. I highly recommend working with James Hecker.

Working with James Hecker was such a great experience. He is so knowledgeable and passed on some great advise with ways for me to help secure my financial future. Not just a home refi. He spent hours working with me to answer any all questions I had. He made the whole process so effortless for me and got me a rate even better than I was expecting. So glad to have had the pleasure of working with him. I have his contact info and will definitely be passing it on to anyone I know that is in need of his expertise.

Thank you for the experience!

James was very helpful and was there every step of the way. Great customer service. I would recommend him to a friend

James is always a pleasure to work with. He is always professional. Every Friday is update Friday. He will send fun emails that tells you what steps to take or where you are in your refinance, escrow, home purchase process. He quickly responds to your calls, texts or emails. Lastly, He is completely trustworthy with personal information. He makes it safe and easy. I e worked with him twice. Once when I bought my house and again when I refinanced. He is more than a 5 star rating. I really wouldn’t trust anyone else.

James did a great job and is definitely a man of service. I was very happy with how he communicated every step along the way with clarity.

Myself and other members of my family have worked with James for years -- we have always been extremely happy with the results. For many this process can be daunting and overwhelming. Most recently, he helped with my mother's house. He made this process both quick and painless and got the job done in 23 days.
Amazing communication and kept us informed every step of the way.

This is the second time I have worked with James in obtaining a real estate loan. He contacted me when he saw that he could reduce my interest rate and save me a lot of money in interest over the term of the loan. He is the consummate professional, who is helpful every step of the way! He makes the overwhelming process extremely easy and made allowances for my lack of available time to work on the paperwork. He even responded into the evening and on weekends if necessary. Any questions I had were answered immediately and his knowledge and guidance were extremely helpful. His explanations and good cheer throughout were invaluable and at the end, we were approved easily. I wouldn't want to go through this process with anyone else representing and assisting me!! I highly recommend using James for your loan process!

Fabulous experience with a home loan and a refi both. Top-notch service.

Incredible service and knowledge from JimHecker!!
I
GO
TO
NO
ONE
ELSE!!!! What a man of integrity! Fought for my needs all the way through the process!! Simply: WOW!!

James has been our go-to professional for two re-fi's. He was always one step ahead, giving us peace of mind throughout the entire process. We were impressed with his work ethic, knowledge and thoroughness. We can highly recommend James Hecker, without reservation.

I am writing this review for James Hecker. While circumstances did not allow us to utilize James, I can not say enough about his professionalism. He gave us valuable information even though we were not his clients. Our realtor referred us to James, but when we decided on a different home that offered incentives if we used their mortgage broker, James still answered our questions. In all of our interactions, he was honest, professional, informative, thorough, responsive, and personable. While we never got to the point where we talked about his rate, I am certain that James is a man of integrity, and that his clients would find him fair and his services a good value. We were not “signed” clients, and I feel the information he gave us was definitely of great value. James provides other financial services, too. I strongly recommend him.

This is probably the fourth for fifth time that both me and my family have used James and his company, and their customer service and attentiveness just keeps getting better and better. They are truthful and forthcoming about the process and in my latest refi, extremely quick. We completed the entire process in just over two weeks. I don’t know what I can say other than, James and his company and first rate and I would not hesitate to recommend them to anyone who is in the market for a new home loan or refi.

James Hecker recently assisted us with a refinance loan and did a fantastic job. He is extremely professional, knowledgeable, and organized, and has real integrity! We highly recommend that you work with him!

James made my refi so easy! We were able to fund in just 4 weeks! He explained every step along the way! Wish he was licensed in Nevada, as my son is looking to buy his first home!

When it comes to loans and making choices about money I have 100% confidence in James. He has been assisting me with my home loans for years. I couldn't imagine going anywhere else or having greater faith in someone with my financial needs. He is always there to explain everything in plain English. He walks every step through with you and never misses a beat. When anyone needs assistance with a home loan, James is my first and only thought for who to call.

James did a great job for us and made the whole process smooth and seamless

My family and I have known James for years and we know what a trusted professional he is. When it came time to refinance, there was no one else we would trust this transaction with so we gave James a call. He was all over the details, he kept us up to date on all key milestones and held our hand during the times when we needed hand holding. He exceeeded our wildest expectations in every way, shape and form and the final rate was lower than anything else we had seen in the marketplace. James earned a deserves a perfect 10 rating!

This has been the best experience with refinancing our mortgage. James made the process extremely easy
For us. I loved the fact he is very detailed , organized , and kept me informed along the way. My husband and I are very grateful James was recommended to us and we want others to know we highly recommend him also!!!!!

Absolutely!! James Hecker has gone above and beyond!! Truly made our refinance a wonderful experience!! He is professional and so thorough !! I trust him and would recommend him to anyone....he has been a blessing to work with!!!

This is my second time with James. He is great and makes the process so easy. Highly recommend!

James Hecker rocks!! He makes a refi so easy it would be silly to go to anyone else. I had James help me twice and the reason I went back to him the second time was because of how pain free the 1st experience working with him was. Both times once I provided him the information he requested it was smooth sailing from beginning to signing the loan docs. I sat back while he made it all happen and somehow through it all made me feel like I was his only client. Give him a chance. You will be glad you did!

James Hecker is knowledgeable, thorough, and very helpful. He worked with us successfully throughout the refinance process, as he had done once before when we were purchasing. I recommend him highly.

James Hecker is the type of person you hope is at the other end of any type of service you are dealing with. He is professional, knowledgeable, honest, fair, friendly and caring. He listens to your concerns and explains the options clearly. We have done two re-finances through James and his company and couldn't be happier!

James was able to get me a great rate on my refinance that saves me money and closed my loan in a timely manner in spite of all COVID-related challenges facing us.

I recommend him highly.

Yes, James is the best!

My wife and I recently obtained 2 loans that were processed by James Hecker. We had started with a refinance on our current home when we found and decided to invest in another property. James' advise and guidance throughout this process was beyond our expectations. We don't think we would have been able to complete this 2nd transaction if not for the thorough and diligent work that James performed throughout both of these transactions. Timing was of essence. James was very thorough and took the time to fully explain everything that we did not understand. He kept us informed and aware of all details throughout the loan process and kept us up to date every step of the way. We never had any issues getting in touch with James as he always responded either by text or phone call. James went over and beyond when it came to reworking our 1st refinance in order for us to be able to complete the second home purchase. James also directly corresponded with our purchasing agent and the selling agent of the second property so that there was no miscommunication regarding our financial status, qualifications and availability of funds. James remains available to us even after our loans have funded. We recommend James Hecker and will without a doubt do business with him in the future. James looks out for your best interest. Thank you James.

James is really great to work with on your mortgage needs.This is our second time using his services. He has a vast knowledge of the financial world, gives weekly updates and uses modern technology with saavy. I highly recommend him!

I can't say enough good things about my experience with James Hecker. This is the second time I have used his services for a home refinance. He is very detail orientated, upfront and over delivers with his projected outline of the work being done. I highly recommend using him. I have referred him many times already. I will be using h im a third time later this year for another home loan transaction.

First of all, James Hecker came high recommended by my broker friend who had sold me this house I wanted to refinance. The broker told me that James stayed on top of things, kept clients up-to-date, and came up with very good deals. I totally agree with my friend. James spoke well, was patient, answered all my questions, clarified things, for me, and made necessary steps very easy for me to follow. Yes, he did come up with a very good deal and even recommended something which I had not thought about. Thanks to this recommendation, my refi solved all my financial problems. I highly recommend James to anyone interested in buying or refinancing a house.

James was wonderful to work with..He took the time to thoroughly explain the refinancing process and all of my options. He was always available to answer all of my questions . James was also incredibly patient with my lack of technology skills and walked me through the steps I needed to take. He helped make a process that could have been stressful to be a pleasant one. In the end he helped me to significantly reduce my monthly mortgage payment. I can’t thank him enough

James Hecker is the most reliable, attentive and proactive person I have met. He is a pleasure to work with and has become a trusted resource for home finance and re-finance. Thank you James!

James was AMAZING. The loan process went quickly, smoothly and just as James had promised. He responded to every text and email ASAP and answered every question I had, even after the loan funded. After this process, I would say that I now consider James a friend and I would recommend him to anyone looking for a loan or funding.

James is a fantastic mortgage pro who really cares about his clients. James works hard to make the process go smoothly, and you can count on him to answer your questions and look out for you. James comes with my highest recommendation!

My Experience with Focus lending was good. I felt supported through the process.

James is the best in the game, helped me now 3x find the best loan & executed it even when my situation is difficult. Highly recommend him if you want it to go through & can trust him.

Excellent person to work with, the whole process went smooth, kept me informed every step off the way.. Thank you for all your service

I began speaking to James Hecker more than a year before we bought our home. I had a million questions, and he answered each of them with patience, humor, and knowledge. (Often he answered the same ones many, many times.) His replies were prompt and understandable, and his work for our family was tireless. I would recommend James to anyone even thinking of buying a home.

Positive experience all the way working with James Hecker. Looking forward to the next time!

James was easily the most professional individual I have ever spoken with. He was always available when I had to get clarification on anything and also made sure to give me status updates every Friday. He is extremely knowledgeable about his work and made this entire home buying process a breeze for us. He is an extremely valuable asset to this company and we couldn’t be happier with the wonderful service he provided. Thanks again James you rock!

James was very helpful and honest. My fiancé and I really appreciated his expertise and professionalism. He did everything in his power to answer all of our questions. It was a pleasure working with him.

James Hecker is an awesome guy! He’s very professional, honest and knowledgeable. We are very pleased with his service. Happy to recommend him with anyone at all times. Five-stars for James! thank you!!!

Thank God we found James! He has excellent knowledge of the lending business. We are very happy and pleased with his service. He is AWESOME and HONEST...he’s available even at night to answer questions. We love his weekly video updates. We give him the highest review - 5 STARS!! 👍👏 We will not hesitate to recommend him to our family and friends. If you’re looking for a mortgage broker...call James Hecker of Focus Lending Group! You won’t regret it. We wish you all the best in your business, James! God bless! Ernie/Josie V.

A+ Professional! Always kept me informed of the progress of the loan!

My experience with James Hecker was outstanding. He always answered my questions in a way that I could understand .. He was very prompt at returning calls and texts.. and most of all he knew his job and I found him more competent than anyone else during this experience

James was very helpful. He answered all my questions and kept me updated with any new information. It was an easy process.

Very helpful and knowledgeable. So happy with the service that James provided. Highly recommended for all your mortgage loan needs.

James is one of our Preferred Lenders. He has treated me and my clients with great respect and knowledge. He is the best and a wise choice for your lender.

James was amazing and so helpful throughout the entire process. I couldn't believe how easy he made everything. I would definitely recommend working with James.

My experience with Mr. James Hecker of Focus Lending Group was not bad, but could have been better. Though I found Mr. Hecker to be very personable and extremely knowledgeable about the mortgage business, one piece of advice he gave me during the application process resulted in a significant impact to my credit score. That notwithstanding, I did find Mr. Hecker to be a very hard worker and someone whom I would recommend to others.

Darrell B. Harrison, Valencia, CA

If you are looking for a trustworthy Loan Officer, someone who gets the job done, look no further. James is attentive to details, keeps you posted on every step of the process until closing. Resolving any issues is another one of his attributes. I highly recommend James any day.

Keeps everyone updated. Great to work with.

Excellent work. James kept me appraised of the status of the loan at all times. He was accurate and honest. I highly recommend James.

James has been amazing to work with. He has helped several clients with financing on their homes. He is consistent in communication and closing on-time or early. Would highly recommend him to buyers.

It was awesome working with James. He went well above and beyond to answer my questions and there were thousands of them. He spent time even helping me figure out what paperwork I needed. I would recommend James in a heartbeat.

James Hecker goes above and beyond the call of duty. He is willing to take the time and help any customer who needs it. I highly recommend him as a broker! -CJ

Just completed a transaction with James and he was on top of it! Very helpful, met all deadlines on time, and had great communication from start to finish. I would definitely recommend him to anyone looking to buy a home or to an agent that needs a good loan officer to work with.

It was absolutely pleasure working with James. Even tho i was representing seller James made sure that everyone were on the same page. This was not one of the easiest transactions! I am very impressed and thankful for all the work James have done. Good lender matters ! I am def looking forward to do more work with James!

James V Hecker made purchasing a home much more streamlined and decreased the anxiety of waiting by being efficient, organized, and ready and willing to keep us aware of each step in process.

James was very helpful throughout the process of securing a home loan. He provided a lot of advice and information to aid in my decision. He handled a lot of the logistics and set it up so that I just needed to give him the necessary information.

Our experience with James was phenomnal! James was very knowledgeable and helpful during the entire home buying process. We will most definitely be working with James when we look to buy our next home.

James Hecker is knowledgeable, smart and honest. Everything that you want in a financial advisor. He keeps up on the latest trends and is proactive in working with his clients and former clients. James instills confidence in those who use his services. He is our first choice for financial planning and investments. Ann & Charles Hall

My husband met Mr. Hecker through a mututal friend unexpectedly. We were both amazed at how willing Mr. Hecker was to take us through step by step the best financial planning for our future. He never fails to educate us on all of our options and allow us to ask all the questions we come up with. My husband and I have come to trust Mr. Hecker more then we never expencted to trust anyone in this field. We plan on using him for a long time as we grow our family and grow our finances.

Mr. Hecker provides exceptional support and is always happy to help with anything. He follows up often and is always willing to spend however much time is needed.

Mr. Hecker provides me with complete confidence that I will be getting a true professional first and foremost, an honest upfront client assessment, with clear & constant communication, demonstrated with a high level of expertise and competency, all bundled with outstanding client care. James has proven to be exceptionally meticulous to details, proactively managing each file while utilizing a variety of analytical techniques to provide options for each client. I highly recommend him!

Although I was not a client, I made a random call to James Hecker with questions regarding financing in a probate sale. James Hecker was extremely knowledgeable, and respectful .! He raised potential issues and options unknown to me. When I need a mortgage, he will be on my short list to call!

James is an amazing mortgage professional, who you can count on to help with a confusing process by answering questions and guiding you to a low rate. I would recommend James to everyone for getting a mortgage!